First-Time Home Buyer Class
Understand, prepare, and navigate the homebuying process.
Who is a first-time homebuyer class for?
This class is for borrowers who are applying for BMR (Below Market Rate), BMP (Below Market Program), DPA (Down Payment Assistance) homebuyer programs and or loan programs that require obtaining a HUD certificate of class completion.
Habitat Homeownership Applicants: The online first-time homebuyer education class is not required to apply for Habitat homeownership.


What does the class cover?
This class equips you with the information you need to prepare for homeownership and confidently enter the process of purchasing your home.
Topics covered include:
The Process
Understand the steps of the homebuying process.
Expenses
How to prepare for the additional expenses that come along with homeownership.
Financial Management
Learn financial management best practices.
Post Purchase
Tips for navigating homeownership after your purchase your home.
HOW TO RECIEVE A CERTIFICATE OF COMPLETION
-
1Confirm
-
2Register
-
3Completion
-
4Follow Up
Confirm Acceptance
REGISTER
Register for our self-paced, online First-time Homebuyer Class. The class is $99 per participant and is able to be accessed when convenient for you. This course is also available in Spanish.
Course Completion
After reaching 100% course completion you will receive an email from eHome with a Housing Counselors’ contact information to follow up with.
Follow up with Habitat
Schedule & complete a one-on-one counseling session with a Habitat Housing Counselor. There is no additional cost for the one on-one counseling session.
what does this class cover?
This class equips you with the information you need to prepare for homeownership and confidently enter the process of purchasing your home.
Topics covered include:
-
The Process
Learn the steps of the home buying process.
-
Expenses
How to prepare for the expenses of homeownership.
-
Financials
Learn financial management practices to consider.
-
Post Purchase
Tips for navigating homeownership after you purchase.
questions?
Contact a Housing Counselor
For questions or to schedule an appointment with our Housing Counselors complete the inquiry form below.
PROUDLY SUPPORTED BY HABITAT COMMUNITY CAPITAL
As a part of Habitat for Humanity East Bay/Silicon Valley, Habitat Community Capital (HCC) was founded in 2016 as a nonprofit lender in response to Habitat affiliates and other affordable housing developers’ increasing need for more affordable financing options.
As a certified Community Development Financial Institution (CDFI), Habitat Community Capital is the legal business name of EBSV Community Development, Inc.

Latest from the blog
-
Tips for First-Time Homebuyers
June 1, 2023
-
Considering Homeownership? What’s Next?
June 1, 2023
-
Meet Habitat's Housing Counselors
January 18, 2023
-
Keep Worries Down While Prices Go Up
August 31, 2022
Events
-
Budgeting for the Holidays
Oct. 5, 2023 5:30pm – 6:30pm PDT
Learn how to budget for the holidays.
-
Keeping Your Debt Under Control
Oct. 17, 2023 5:30pm – 6:30pm PDT
Learn how to manage your debt.
-
Money Saving Strategies
Oct. 24, 2023 5:30pm – 6:30pm PDT
Learn tips on how to save money.
A Sincere Thank You To
Our Sponsors
Stay in the know
GET UPDATES
Sign up for Services information and receive a monthly email sharing the latest updates on our the many ways we serve our community.