Contra Costa County

A limited number of home repair loans are available. Repair assessments are made by Rebuilding Together East Bay Network staff to determine the scope of work and funding needed for a given property.

Loans have a 0% interest rate and have a 20-year term without monthly payments (deferred). Additionally, after the first 10 years, 10% of the loan will be forgiven each subsequent year. 

Common uses for the loan program include reroofing, sewer line replacement, furnace installation, electrical/plumbing repair, and termite and dry rot damage repair

Required Documentation

• Photo IDs and Proof of Legal Residency for all Applicants
• Copy of Certificate of Title 
• Proof of occupancy (space lease agreement)
• Copy of Homeowner’s Insurance Policy
• Income documentation for all household members 18 years of age and older  

Requirements

To qualify for the program you must:

• Own and live in a mobile home in Contra Costa County's urban county area
• The Loan to Value Ratio of all loans secured by the mobile home, including the value of the loan through this program, cannot exceed 105% of the value of the mobile home.
• Earn no more than the maximum income for your household size, in chart below. Maximum Income depends on the number of people in your household not including full-time caregivers.