Habitat Community Capital

Providing loan Opportunities & Financing options to affordable housing organization
so we can build more, together.

Apply How it Works

FINANCING MADE AFFORDABLE

As a part of Habitat for Humanity, Habitat Community Capital (HCC) knows what a good and affordable loan looks like. HCC can get the funding you need to get to work building the affordable housing our community needs.
  • percent icon
    Low Interest Rates
  • house icon
    Minimal Collateral 
  • dollar icon
    Little Support Expense
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    No Long-term Expenses
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    Simple Loan Processing

BUILDING A STRONGER COMMUNITY

Since 2016, Habitat Community Capital has leveraged investments and community partnerships to make an impact in real people's lives and build stronger communities, together.

  • $18.4
    million invested
  • 98
    homes built
  • 334
    people served

"Access to affordable housing has become our community’s greatest need. Access to capital to construct affordable housing has thereby become our organization’s greatest need. Through its various products, professional staff, and excellent service, HCC has provided a critical bridge for our organization to help us meet our community’s needs head on."

Matthew Grundy, Former CEOHabitat for Humanity Greater Fresno Area

YOUR INVESTMENT.
REAL CHANGE.

An investment in HCC is an investment in your community, increasing the capacity of affordable housing organizations to build more homes and serve more people.

With the expertise to leverage capital, HCC moves your investment quickly to the organizations that need them, so they can get to work building the affordable housing we need.

Learn More Investment Opportunities
community housing

HELPING OUR COMMUNITY
BUILD MORE

How it Works Get Started

As a part of Habitat for Humanity East Bay/Silicon Valley, Habitat Community Capital (HCC) was founded in 2016 as a nonprofit lender in response to Habitat affiliates and other affordable housing developers’ increasing need for more affordable financing options.

HCC (formerly EBSV Community Development, Inc.) is a certified Community Development Financial Institution (CDFI). In accordance with Title VI of the Civil Rights Act of 1964, HCC prohibits discrimination on the basis of race, color, or national origin in its programs and activities.

Habitat Community Capital logo
CDFI Certified Logo