Financial literacy Resources

Housing Counseling


Whether you’re on the path to your first home, through partnership with Habitat or elsewhere, or you’re having problems managing your finances, we can provide the counseling, education, and preparation you need to be in control and find the stable housing best suited to your needs. As a HUD-approved housing counseling agency, we offer pre-purchase counseling, financial, budgeting, and credit education, and first-time homebuyer workshops that are open to the public.

See what housing counseling option best fits your needs below:

One-On-One Counseling


One-On-One Counseling offers free, individualized guidance from a Habitat Housing Counselor. Our Housing Counselors will work with you to develop a plan designed to help you reach your financial goals and catered to each client’s unique financial circumstances. Our Counselors specialize in:

  • Credit repair
  • Debt reduction
  • Budgeting
  • Saving
  • Homeowner pre-qualification to help more people build a stronger, more prosperous future.

To schedule an appointment, please complete the inquiry form below.

 Free one-on-one financial counseling
Financial Education Workshops

Financial Education Workshops


Our free financial education workshops offer information on a range of topics that help to build financial health and lay the groundwork for homeownership. From essential information — like identifying scams and understanding credit reports and scores — to improving financial fitness — through debt management and credit repair — to skills for future success — with budgeting and saving and walking the path to homeownership, our workshops are designed to equip you with strategies for an empowered way forward.

Click here to see our upcoming Financial Education Workshops.

First-Time Homebuyer Classes


Our 8-hour, HUD-approved First-Time Homebuyer Class equips attendees with the skills they need to understand the process of purchasing their first homes, from preparing for homeownership all the way beyond the purchase of that home. Having a full understanding of the process and the responsibilities of buying a home — whether it’s home loan shopping and qualifying, negotiating and closing on a purchase, or household budgeting after the purchase is complete — can be overwhelming but essential to making homeownership an attainable dream for your family. That is why we are here to help!

Attendees pay a small fee to enter and must arrive on time and start the full 8-hours in order to receive a certificate. Note: This class is NOT a Homeowner Orientation and attendance is not required in order to apply for Habitat homeownership.

See when our next First-Time Home Buyer Class is coming up!

First-time homebuyer classes

Contact our Housing Counseling Team

For questions or to schedule an appointment with our Housing Counselors, please contact us at 510-803-3371 in the East Bay and 408-620-3411 in Silicon Valley, or complete the inquiry form below.

*Note- this is NOT for homeownership. For questions about homeownership, visit our Homeownership Program page.

Habitat Family Success Story
“Habitat has taught our family how to budget and how to save money for things like our closing costs. It was hard but we have a savings account for the first time!”

Marisela, Habitat Homeowner

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Events

Financial Education Workshop Series

March 3, 2018

We are launching a FREE financial education workshop series! Every first Saturday of February through April, join us for a 2-hour workshop designed to help you gain the practical knowledge and skills you need to manage finances and meet your goals.

See details below for more information.

Read more