Managing your personal finances is a fundamental step to budgeting for big purchases like buying your first home, paying-off debt, or saving for the future. As a HUD-approved housing counseling agency, Habitat offers a variety of ways to serve our community.
Habitat’s housing and financial services are open to anyone of any income range wanting to improve their financial health or reach a milestone such as purchasing their first home.
Looking to buy a home with Habitat? Housing and financial counseling services, workshops, and resources are NOT part of the Habitat homeownership application process.
One-On-One Counseling services offer free, individualized guidance from a HUD-certified Habitat Housing Counselor.
No matter your financial or housing goals, our counselors will work with you to understand your current financial status, listen to any financial anxieties, and develop a personalized plan to help you achieve your dreams. Our counseling services include:
- Credit counseling
- Debt management
- Budgeting
- Saving strategies
- Pre-purchase counseling
Looking to buy a home with Habitat? One-on-one counseling is NOT part of the Habitat Homeownership application process. Click here to learn about our Homeownership Program.
Our free financial education workshops and webinars are one-hour, small group presentations that are open to the public and cover essential information to help you build financial health. Key topics include:
- Protecting yourself from ID theft and scams
- Understanding credit reports and scores
- Debt management strategies
- Creating a sustainable budget
- Path to homeownership
- Saving strategies
Habitat's Financial Education Center
Habitat’s Financial Education Center is a free online library of financial and homebuying educational resources that you can access anytime, anywhere, 24/7.
Our self-paced, interactive lessons provide a fun and engaging experience to empower you to take control over your finances, save for the future, and reach your financial goals. Topics include:
- Building Financial Capability
- Buying a Home
- Achieving Financial Wellness
- Planning for Retirement
- Banking Basics and Loans
- Personalized Learning - Create a personalized playlist that is tailored to your unique financial goals and priorities.
Online First-Time Homebuyer Education Class
In partnership with eHome America, we offer a HUD-approved, online, Homebuyer Education Class, that you can complete at your own pace. It teaches the fundamentals of home buying, and how to prepare to be financially ready to buy a home. This class meets the requirement for obtaining the 8-hour homebuyer education course HUD certificate.
Habitat Homeownership Applicants: The First-Time Homebuyer Education Class is NOT part of the Habitat Homeownership application process. Click here to learn about our Homeownership Program.
“Habitat has taught our family how to budget and how to save money for things like our closing costs. It was hard but we have a savings account for the first time!”
PROUDLY SUPPORTED BY HABITAT COMMUNITY CAPITAL
As a part of Habitat for Humanity East Bay/Silicon Valley, Habitat Community Capital (HCC) was founded in 2016 as a nonprofit lender in response to Habitat affiliates and other affordable housing developers’ increasing need for more affordable financing options.
As a certified Community Development Financial Institution (CDFI), Habitat Community Capital is the legal business name of EBSV Community Development, Inc.
