Repair assessments are made to determine the scope of work and funding. There are several programs available:
Minor Home Repair Grants
many repairs for homeowners can be funded by a city grant, so the repairs have no cost to the homeowner.
Common uses: water heaters, flooring, door locks
Accessibility Grants
Accessibility improvements for renters (with landlord approval) or homeowners can be funded by a city grant, so the repairs have no cost to you.
Common uses: wheelchair ramps, showers, grab bars
Major Rehabilitation Loans
Repair work between up to $150,000 may qualify for a deferred City loan at 1% simple annualized interest. This loan requires no payments during the 30-year term but is due and payable when the term ends or the home is sold or transferred, whichever is earlier.
Common uses: reroofing, sewer line replacement, windows, electrical
Qualifications
New for 2020: Homeowners' insurance no longer required and asset limits have been raised.
- Be a Pleasanton Resident
- Own and live in your home, or rent and have landlord approval (renters only eligible for Accessibility Grants.)
- Household assets no more than $100,000 for applicants under 62 or $150,000 for applicants 62 +. Assets excluded from this include the property to be rehabilitated, accounts not accessible to and that provide no income for the household, 401k's, etc. Exceptions to the asset limits may be considered on a case by case basis, such as an unemployed applicant or an applicant whose only source of income is disability.
- Property is single-family home, condo, town home, mobile home, or multi-unit up to 4 units
Income Qualification
To qualify for grant or loan, your household income (including everyone who lives there except full time caregivers) must be at or below 80% of Area Median Income (AMI). Current maximum income limits are:
