Habitat Community Capital

Providing loan opportunities & financing options to affordable housing organizations
so we can build more, together.

APPLY NOW HOW IT WORKS

Our history

Habitat Community Capital (HCC) is a CDFI founded in 2016 to help affordable housing organizations to build more, sooner. We do this by providing affordable financing so that organizations receive the upfront funding stream and liquidity they need to get to the work of serving their communities. We’ve grown from funding projects in our home state of California, to financing affordable housing across the western United States. As a nonprofit affiliated with Habitat for Humanity, HCC knows the challenges of funding and building affordable housing – as well as the rewards. We’re here to help organizations empower more people, families, and communities through housing.

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What is a CDFI?

A CDFI, or Community Development Financial Institution, provides financing catered to underserved communities, businesses, organizations, and individuals. Like other financial institutions, CDFIs offer a range of financial products from mortgages and other loans, to checking and savings accounts – along with services such as financial education, technical assistance, and capacity-building support. Unlike a typical financial institution, however, a CDFI is specifically committed to supporting economically challenged communities, leveraging its focus in this area to make smart financial decisions and mitigate default risk.

Building Affordable Homes in the Bay Area

Building a stronger community

Since 2016, Habitat Community Capital has leveraged investments and community partnerships to make an impact in real people's lives and build stronger communities, together.

  • $8.2
    million invested
  • 46
    homes built
  • 175+
    people served

join us

helping our community
build more

HOW IT WORKS GET STARTED

As a part of Habitat for Humanity East Bay/Silicon Valley, Habitat Community Capital (HCC) was founded in 2016 as a nonprofit lender in response to Habitat affiliates and other affordable housing developers’ increasing need for more affordable financing options.

Habitat Community Capital (formerly EBSV Community Development, Inc.) is a certified Community Development Financial Institution (CDFI).

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