Habitat East Bay/Silicon Valley helps low-income homeowners restore and maintain their homes through its Home Repair Program. All repairs impact the safety of residents and/or the preservation of the home.
Qualified and selected homeowners receive a variety of home repair services including but not limited to exterior painting, landscaping, ramps, exterior carpentry, roofing, window and door replacements. Homeowners participate in their repairs by contributing sweat equity volunteer hours if physically able. All home repairs are led by trained crew leaders and completed by volunteers.
Habitat EB/SV’s Painting Program is one more way we are serving residents of San Jose. By partnering with neighborhood organizations and community volunteers, we provide qualifying families painting of the exterior of their home. Selected applicants provide a $50 contribution to support Habitat’s mission and complete sweat equity on their homes, when physically able.
Painting Program Benefits:
• Allows families to live in safe, well-maintained homes
• Preserved homeownership for low-income residents and protects their investment
• Restores neighborhood pride and homeowner dignity
• Improves the “curb appeal” of under-resourced neighborhoods
Homeowners interested in Habitat's Home Repair program must meet these initial requirements for consideration:
|Maximum Income Depends on the Number of People in Your Household|
|1 Person||2 People||3 People||4 People||5 People||6 People||7 People||8 People|
|Contra Costa County||$45,350||$54,100||$60,850||$67,600||$73,050||$78,450||$83,850||$89,250|
|Santa Clara County||$49,950||$57,050||$64,200||$71,300||$77,050||$82,750||$88,450||$99,950|
The home repair program is a partnership that relies on the homeowner’s involvement and participation. If selected for home repairs, homeowners must be willing to partner with HEBSV in a variety of ways, including:
• Signing a Home Repair Partnership Agreement – homeowners pledge to partner with HEBSV and perform the expected commitments of the program
• Completing between 8 and 40 sweat equity hours depending on the scope of the project – the homeowner, a household member or friend of the homeowner must be on site and willing to work in various capacities throughout the duration of the home repairs, as well as perform approved non-construction activities
Habitat is committed to providing housing solutions that are affordable to low-income households. To build program sustainability and a spirit of partnership, all Habitat programs feature modest repayment requirements.
Repairs are repaid according to their value:
• Repairs valued less than $1,000 are provided with a $50 payment required; and
• Repairs valued in excess of $1,000 will be repaid through a deferred, no-payment, no-interest 15-30 year loan, depending on the expected lifespan of the repairs provided. The loan will be for the full value of the repairs, and will be evidenced by a promissory note and secured by a deed of trust that is recorded on the property owner’s title. Habitat will be paid in full upon sale or transfer of the property within the loan term. If the home is not sold or transferred during the loan term, the loan is fully forgiven.
Please see details in the program application for full outline of repayment agreements.
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