Managing your personal finances is a fundamental step to budgeting for big purchases like buying your first home, paying-off debt, or saving for the future. As a HUD-approved housing counseling agency, Habitat offers a variety of ways to serve our community.
Habitat’s housing and financial services are open to anyone of any income range wanting to improve their financial health or reach a milestone such as purchasing their first home.
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Financial Education Webinars
Free, online presentations that breakdown challenging financial topics in an easy to understand format.
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One-On-One Counseling
Get personalized guidance to help you understand your finances and achieve any financial goal.
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Self-Paced Online Learning
Our Financial Education Center offers a short, interactive lessons covering a variety of topics to help you meet your financial goals on your own time.
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First-Time Homebuyer Class
A HUD-approved, online class that teaches the fundamentals of home buying, and how to be financially prepared.
Our financial education webinars are free, one-hour presentations that are open to the public. A professional counselor teaches essential information to help you build financial health. Key topics include:
- Protecting yourself from ID theft and scams
- Understanding credit reports and scores
- Debt management strategies
- Creating a sustainable budget
- Path to homeownership
- Saving strategies
One-On-One Counseling services offer free, individualized guidance from a HUD-certified Habitat Housing Counselor.
No matter your goals - from repairing credit, managing debt, and creating a budget to buying your first home - our counselors will work with you to understand your current financial status, listen to any financial anxieties, and develop a personalized plan to help you achieve your dreams.
Habitat's Financial Education Center
Habitat’s Financial Education Center is a free online library of financial and homebuying educational resources that you can access anytime, anywhere, 24/7.
Our self-paced, interactive lessons provide a fun and engaging experience to empower you to take control over your finances, save for the future, and reach your financial goals. Topics include:
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In partnership with eHome America, we offer a HUD-approved, online, Homebuyer Education Class, that you can complete at your own pace. It teaches the fundamentals of home buying, and how to prepare to be financially ready to buy a home. This class meets the requirement for obtaining the 8-hour homebuyer education course HUD certificate.
“Habitat has taught our family how to budget and how to save money for things like our closing costs. It was hard but we have a savings account for the first time!”
Habitat for Humanity is built on partnerships. We team up with financial institutions, community organizations, city and county programs, and libraries to share our services and expertise to their clients and community members. We'll work closely with your staff to craft creative and customized experiences to make the greatest impact - together.
PROUDLY SUPPORTED BY HABITAT COMMUNITY CAPITAL
As a part of Habitat for Humanity East Bay/Silicon Valley, Habitat Community Capital (HCC) was founded in 2016 as a nonprofit lender in response to Habitat affiliates and other affordable housing developers’ increasing need for more affordable financing options.
As a certified Community Development Financial Institution (CDFI), Habitat Community Capital is the legal business name of EBSV Community Development, Inc.
