First-Time Home Buyer Class

Understand, prepare, and navigate the homebuying process.

Who is a first-time homebuyer class for?

This class is for borrowers who are applying for BMR (Below Market Rate), BMP (Below Market Program), DPA (Down Payment Assistance) homebuyer programs and or loan programs that require obtaining a HUD certificate of class completion.

Habitat Homeownership Applicants: The online first-time homebuyer education class is not required to apply for Habitat homeownership. 

register today
First Time Homebuyers in front of home in the Bay Area
Home Keys in the Front Door

What does the class cover?

This class equips you with the information you need to prepare for homeownership and confidently enter the process of purchasing your home.

Topics covered include:

The Process

Understand the steps of the homebuying process.

Expenses

How to prepare for the additional expenses that come along with homeownership.

Financial Management

Learn financial management best practices.

Post Purchase

Tips for navigating homeownership after your purchase your home.

HOW TO RECIEVE A CERTIFICATE OF COMPLETION

Confirm Acceptance

Make sure the homebuyer program you are applying for accepts online courses.

REGISTER

Register for our self-paced, online First-time Homebuyer Class. The class is $99 per participant and is able to be accessed when convenient for you. This course is also available in Spanish.

Course Completion

After reaching 100% course completion you will receive an email from eHome with a Housing Counselors’ contact information to follow up with.

Follow up with Habitat

Schedule & complete a one-on-one counseling session with a Habitat Housing Counselor.  There is no additional cost for the one on-one counseling session.  

what does this class cover?

This class equips you with the information you need to prepare for homeownership and confidently enter the process of purchasing your home.

Topics covered include:

  • The Process

    Learn the steps of the home buying process.

  • Expenses

    How to prepare for the expenses of homeownership.

  • Financials

    Learn financial management practices to consider.

  • Post Purchase

    Tips for navigating homeownership after you purchase.

questions?

Contact a Housing Counselor

For questions or to schedule an appointment with our Housing Counselors complete the inquiry form below.

*DO NOT complete this form if you are interested in becoming a Habitat homeowner. For questions about Habitat's homeownership opportunities, visit our Homeownership Program page.

PROUDLY SUPPORTED BY HABITAT COMMUNITY CAPITAL

As a part of Habitat for Humanity East Bay/Silicon Valley, Habitat Community Capital (HCC) was founded in 2016 as a nonprofit lender in response to Habitat affiliates and other affordable housing developers’ increasing need for more affordable financing options.

As a certified Community Development Financial Institution (CDFI), Habitat Community Capital is the legal business name of EBSV Community Development, Inc.

Learn More
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Events

  1. Compra de Automóviles 101: Su Guía Para Compras Inteligentes

    May 8, 2024 5:30pm – 7:00pm PDT

    Aprende cómo establecer un presupuesto de auto, cómo buscar un préstamo, lo que los prestamistas buscan, y consejos útiles sobre la compra de automóviles.

  2. Car Buying 101: Your Guide to Smart Purchases

    May 9, 2024 5:30pm – 7:00pm PDT

    Learn how to set a car budget, how to shop for a loan, what lenders look for, and useful tips about car shopping.

  3. Creating a Working Budget

    May 14, 2024 5:30pm – 6:30pm PDT

    Learn how to create and manage an organized, realistic household budget that allows you to plan for and reach financial goals.

A Sincere Thank You To

Our Sponsors

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  • Bank of America - 2021
  • sobrato philanthropies
  • Kaiser
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  • Marathon Petroleum
  • JP Morgan Chase & Co Logo
  • Sharks Foundation
  • Topcon Positioning Systems
  • Kiewit Companies
  • Cadence Design Systems Inc.
  • Prometheus Philanthropic Fund
  • Advantest America, Inc.
  • Travelers Insurance
  • United Way Bay Area Logo
  • ASML

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