Concord


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Note: This program is still moving projects forward during the Shelter in Place response to COVID-19. Now is a great time to learn more or apply for services!

Repairs

Habitat for Humanity East Bay/Silicon Valley has partnered with The City of Concord to provide health and safety, property maintenance, energy efficiency, and disability accommodation repairs to low and moderate-income homeowners within the city limits.  This program is funded by the Community Development Block Grant program through the federal Housing and Urban Development Department.

Eligible Repairs


  • Roofs
  • Stairs & Porches 
  • Exterior Siding 
  • Water Heaters
  • Painting
  • Plumbing
  • Electrical
  • Heating
  • Cooling
  • Flooring
  • Accessibility Upgrades
  • Ramps
  • Windows
  • Grab Bars
  • Door Locks

Funding Provided &
Requirements


Emergency Repair and Accessibility Grants

Minor repairs, not to exceed $15,000, are funded by a grant from your city government, so the repairs have no cost to you. Grants may be approved for health and safety problems only. Common uses for the grant program are replacing water heaters, and minor plumbing or electrical repairs.

Home Rehabilitation Loans

For major repairs, loans up to $75,000 are available. Subject to 1% simple interest with a 15-year term. Seniors (62+) and disabled homeowners may opt for a deferred payment plan. Common uses for the loan program include: reroofing, sewer line replacement, termite and dry rot damage repair, furnace installation, and foundation repair. Mobile homes are not eligible for loans.

View an overview PDF of these programs here.

Required Documentation
  • Photo IDs and Proof of Legal Residency for all Applicants
  • Copy of Certificate of Title 
  • Proof of occupancy (including space lease agreement if in a mobile home)
  • Copy of Homeowner’s Insurance Policy
  • Income documentation for all household members 18 years of age and older  
Requirements

To qualify for the program you must:

  • Own your home. Single-family or condominiums eligible.
  • Live in your home. For loans, you must live in your home throughout the duration of the loan.
  • The funding must not result in total loan debt to home value ratio of more than 85% after the work is completed.
  • Have no more than $75,000 in assets if a senior (62+) or disabled head of household, or $50,000 for other households. The home proposed for rehabilitation itself is not considered an asset.
  • Earn no more than the maximum income for your household size, per chart below. Maximum Income depends on the number of people in your household not including full-time caregivers. 
County 1 person 2 People 3 People 4 People 5 People 6 people 7 People 8 People
Alameda

$73,100

$83,550

$94,000

$104,400

$112,800

$121,150

$129,500

$137,850

Contra Costa

$73,100

$83,550

$94,000

$104,400

$112,800

$121,150

$129,500

$137,850

Santa Clara

$78,550

$89,750

$100,950

$112,150

$121,150

$130,100

$139,100

$148,050

Submit a Request for service

For more information:
Call 510-803-3388
Email HomeRepair@HabitatEBSV.org
Call 510-803-3388 to arrange accommodations, or Dial 800-735-2929 for TTY/TDD services

Additional Resources

Click here to visit the City of Concord Housing Division Webpage.

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