Concord
Home Repairs Made Affordable
Habitat for Humanity East Bay/Silicon Valley has partnered with The City of Concord to provide home repairs to low and moderate-income homeowners within the city limits. This program is funded by the Community Development Block Grant program through the federal Housing and Urban Development Department.
Want to learn more? Attend one of our monthly online info sessions to ask questions to a staff member live.

Don't live in Concord?
Sorry, we aren't currently offering repairs in your city. Please fill out the inquiry form below to be notified when services become available in your community.
Eligible Repairs
- Roofs
- Stairs & Porches
- Exterior Siding
- Water Heaters
- Painting
- Plumbing
- Electrical
- Heating
- Cooling
- Flooring
- Accessibility Upgrades
- Ramps
- Windows
- Grab Bars
- and much more!
Funding Provided &
Requirements
Emergency Repair and Accessibility Grants
A limited number of repair grants are available, which cost the homeowner nothing. Grants may be approved for health and safety problems only. Common uses for the grant program are replacing water heaters, and minor plumbing or electrical repairs.
Home Rehabilitation Loans
For major repairs, loans up to $75,000 are available. These affordable loans have 1% simple interest with a 15-year term. Seniors (62+) and disabled homeowners may opt not to make monthly payments, called a "deferred" loan. Common uses for the loan program include: reroofing, sewer line replacement, termite and dry rot damage repair, furnace installation, and foundation repair. Mobile homes are not eligible for loans.
Download a Request for Service form in English – Español – Tagalog – 繁體中文 - 简体中文 – Tiếng Việt - Hindi.
Required Documentation
- Photo IDs and Proof of Legal Residency for all Applicants
- Copy of Certificate of Title
- Proof of occupancy (including space lease agreement if in a mobile home)
- Copy of Homeowner’s Insurance Policy
- Income documentation for all household members 18 years of age and older
Requirements
To qualify for the program you must:
- Own your home. Single-family or condominiums eligible.
- Live in your home. For loans, you must live in your home throughout the duration of the loan.
- The funding must not result in total loan debt to home value ratio of more than 85% after the work is completed.
- Have no more than $75,000 in assets if a senior (62+) or disabled head of household, or $50,000 for other households. The home proposed for rehabilitation itself is not considered an asset.
- Earn no more than the maximum income for your household size, per chart below. Maximum Income depends on the number of people in your household not including full-time caregivers.
County | 1 person | 2 People | 3 People | 4 People | 5 People | 6 people | 7 People | 8 People |
---|---|---|---|---|---|---|---|---|
Alameda |
$84,600 |
$96,650 |
$108,750 |
$120,800 |
$130,500 |
$140,150 |
$149,800 |
$159,500 |
Santa Clara |
$102,300 |
$116,900 |
$131,500 |
$146,100 |
$157,800 |
$169,500 |
$181,200 |
$192,900 |
Contra Costa |
$84,600 |
$96,650 |
$108,750 |
$120,800 |
$130,500 |
$140,150 |
$149,800 |
$159,500 |
For more information:
Call 510-803-3388
Email HomeRepair@HabitatEBSV.org
Call 510-803-3388 to arrange accommodations, or Dial 800-735-2929 for TTY/TDD services
Additional Resources
Click here to visit the City of Concord Housing Division Webpage.
THE HOME REPAIR APPLICATION PROCESS
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1Request for
Service -
2Habitat
Follow Up -
3Inspection
REQUEST FOR SERVICE
Submit a Request for Service form online or by mail below. This request is your opportunity to tell us about yourself and your home repair needs.
Habitat follow up
Once we receive your Request for Service, Habitat will review your submission and contact you with further questions or requests for more information and required documentation.
Inspection
After your request has been reviewed by Habitat, a professional contractor will visit your home to inspect requested repairs and create a plan to complete the repairs,
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January 30, 2025
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January 30, 2025
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December 29, 2024
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December 10, 2024
Events
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Presupuesto 101: Sus Primeros Pasos para Gestionar las Finanzas
Thursday, February 20 5:30 p.m.
Acompáñenos para aprender los conceptos básicos de presupuesto, ahorro y manejo inteligente del dinero.
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Home Repair Orientation
Tuesday, March 11 1:00 p.m.
Learn how to apply for the Habitat for Humanity Home Repair Program.
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Beloved Community Build
April 4th and 5th, 2025 8 a.m. - 4 p.m.
In honor of Martin Luther King's vision of a Beloved Community, Habitat welcomes groups of all backgrounds to build alongside each other at our Beloved Community Build.
A Sincere Thank You To