Contra Costa County

News

Note: This program is still moving projects forward during the Shelter in Place response to COVID-19. Now is a great time to learn more or apply for services!

Repairs

Habitat for Humanity East Bay/Silicon Valley has partnered with Contra Costa County’s Neighborhood Preservation Program (NPP) to offer home repair grants up to $15,000 and loans up to $70,000 to low income homeowners. Mobile homes are only eligible for grants while single family homes may qualify for grants or loans.

Habitat makes repairs that directly impact a homeowner’s health, safety, and quality of life. Eligible repairs in this jurisdiction include but are not limited to:

Home repair grants are awarded for projects up to $15,000 and loans will be made up to $70,000. Repair assessments are made to determine the scope of work and funding needed for a given property.

Loans have a simple 1% interest rate and can be on either a 15 year term with monthly payments (amortized), or a 30 year term without monthly payments (deferred). Homeowners do not pay back grants. Loan type is determined by a household’s financial situation. Grants are only available to owners of mobile homes and single-family homeowners with insufficient equity to accommodate a loan.

Learn more about Contra Costa County's program on their Frequently Asked Questions page. View an overview PDF of these programs here.

Qualifications

Own and live in a home in Contra Costa County's urban county area, which excludes Pittsburg, Antioch, Concord, and Walnut Creek.
- Visit the webpages for the city-operated programs in Pittsburg.
- Visit the Habitat webpages for programs available in Antioch, Concord, and Walnut Creek.
Single family homes may qualify for a grant or loan; mobile homes are only eligible for grant funds.
Assets no more than $100,000 for seniors 62 and older, no more than $50,000 if under age 62 (Any savings, investments, 401K, Roth IRA, Etc. total $50,000. The home's value is not counted as an asset.)
Household income less than 80% Area Median Income. Income is calculated by number of household members, excluding full time caregivers. Current maximum income limits are:

County	1 person	2 People	3 People	4 People	5 People	6 people	7 People	8 People
Alameda	$73,100	$83,550	$94,000	$104,400	$112,800	$121,150	$129,500	$137,850
Contra Costa	$73,100	$83,550	$94,000	$104,400	$112,800	$121,150	$129,500	$137,850
Santa Clara	$78,550	$89,750	$100,950	$112,150	$121,150	$130,100	$139,100	$148,050

News

Repairs

Eligible Repairs

Required Documentation

Funding Provided

Qualifications

Additional Resources

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