Contra Costa County

A limited number of home repair grants are available. Repair assessments are made by Habitat staff to determine the scope of work and funding needed for a given property.

Loans will be made up to $70,000. Loans have a simple 1% interest rate and can be on either a 15 year term with monthly payments (amortized), or a 30 year term without monthly payments (deferred). Homeowners do not pay back grants. Loan type is determined by a household’s financial situation. Grants are only available to owners of mobile homes and single-family homeowners with insufficient equity to accommodate a loan.

Learn more about Contra Costa County's program on their Frequently Asked Questions page.

Download a Request for Service form in English – Español – Tagalog – 繁體中文 - 简体中文 – Tiếng Việt - Hindi.

Required Documentation

• Photo IDs and Proof of Legal Residency for all Applicants
• Copy of Certificate of Title 
• Proof of occupancy (including space lease agreement if in a mobile home)
• Copy of Homeowner’s Insurance Policy
• Income documentation for all household members 18 years of age and older  

Requirements

To qualify for the program you must:

• Own and live in a home in Contra Costa County's urban county area, which excludes Pittsburg, Antioch, Concord, and Walnut Creek.
  • Visit the webpages for the city-operated programs in Pittsburg.
  • Visit the Habitat webpages for programs available in Antioch, Concord, and Walnut Creek.
• Single family homes may qualify for a grant or loan; mobile homes are only eligible for grant funds.
• Assets no more than $100,000 for seniors 62 and older, no more than $50,000 if under age 62 (Any savings, investments, 401K, Roth IRA, Etc. total $50,000. The home's value is not counted as an asset.)
• Household income less than 80% Area Median Income. Income is calculated by number of household members, excluding full time caregivers. Current maximum income limits are: