Contra Costa County


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News

Note: This program is still moving projects forward during the Shelter in Place response to COVID-19. Now is a great time to learn more or apply for services!

Repairs

Habitat for Humanity East Bay/Silicon Valley has partnered with Contra Costa County’s Neighborhood Preservation Program (NPP) to offer home repair grants up to $15,000 and loans up to $70,000 to low income homeowners. Mobile homes are only eligible for grants while single family homes may qualify for grants or loans.

Habitat makes repairs that directly impact a homeowner’s health, safety, and quality of life. Eligible repairs in this jurisdiction include but are not limited to:

Eligible Repairs


  • Plumbing
  • Electrical
  • Heating & Cooling
  • Foundation
  • Roofing
  • Windows and Doors
  • Insulation
  • Exterior/Interior Paint
  • Flooring
  • Water Heaters
  • Lead Abatement
  • Accessibility Improvements

Required Documentation


  • Photo IDs and Proof of Residency for all Applicants
  • Copy of Certificate of Title
  • Proof of occupancy (including space lease agreement if in a mobile home)
  • Copy of Homeowner’s Insurance Policy
  • Income documentation for all household members 18 years of age and older

Funding Provided


Home repair grants are awarded for projects up to $15,000 and loans will be made up to $70,000. Repair assessments are made to determine the scope of work and funding needed for a given property.

Loans have a simple 1% interest rate and can be on either a 15 year term with monthly payments (amortized), or a 30 year term without monthly payments (deferred). Homeowners do not pay back grants. Loan type is determined by a household’s financial situation. Grants are only available to owners of mobile homes and single-family homeowners with insufficient equity to accommodate a loan.

Learn more about Contra Costa County's program on their Frequently Asked Questions page. View an overview PDF of these programs here.

Qualifications
  • Own and live in a home in Contra Costa County's urban county area, which excludes Pittsburg, Antioch, Concord, and Walnut Creek.
  • Single family homes may qualify for a grant or loan; mobile homes are only eligible for grant funds.
  • Assets no more than $100,000 for seniors 62 and older, no more than $50,000 if under age 62 (Any savings, investments, 401K, Roth IRA, Etc. total $50,000. The home's value is not counted as an asset.)
  • Household income less than 80% Area Median Income. Income is calculated by number of household members, excluding full time caregivers. Current maximum income limits are:
County 1 person 2 People 3 People 4 People 5 People 6 people 7 People 8 People
Alameda

$73,100

$83,550

$94,000

$104,400

$112,800

$121,150

$129,500

$137,850

Contra Costa

$73,100

$83,550

$94,000

$104,400

$112,800

$121,150

$129,500

$137,850

Santa Clara

$78,550

$89,750

$100,950

$112,150

$121,150

$130,100

$139,100

$148,050

 

Submit a Request for service

For more information:
Call 510-803-3388
Email HomeRepair@HabitatEBSV.org
Call 510-803-3388 to arrange accommodations, or Dial 800-735-2929 for TTY/TDD services

Additional Resources

Click here to visit the Contra Costa County Neighborhood Preservation Program Webpage.

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