Habitat Home Repairs in
Contra Costa County
Home Repairs Made Affordable
Habitat for Humanity East Bay/Silicon Valley has partnered with Contra Costa County’s Neighborhood Preservation Program (NPP) to offer home repair grants and loans up to $70,000 to low income homeowners. Mobile homes are only eligible for grants. Single-family homeowners may receive a grant only if they do not have sufficient equity in their home, and will otherwise be recommended for an affordable loan.
Current Program Availability & Timeline: Grants for mobile homes are still open for enrollment. The Single Family Home Program is currently closed due to a lack of funding. The program will be reopened as additional funding becomes available.
Want to learn more? Attend one of our monthly online info sessions to ask questions to a staff member live.

Don't live in Contra Costa County?
Sorry, we aren't currently offering repairs in your city. Please fill out the inquiry form below to be notified when services become available in your community.
Eligible Repairs
- Plumbing
- Electrical
- Heating & Cooling
- Foundation
- Roofing
- Windows and Doors
- Insulation
- Exterior/Interior Paint
- Flooring
- Water Heaters
- Lead Abatement
- Accessibility Improvements
Funding Provided &
Requirements
A limited number of home repair grants are available. Repair assessments are made by Habitat staff to determine the scope of work and funding needed for a given property.
Loans will be made up to $70,000. Loans have a simple 1% interest rate and can be on either a 15 year term with monthly payments (amortized), or a 30 year term without monthly payments (deferred). Homeowners do not pay back grants. Loan type is determined by a household’s financial situation. Grants are only available to owners of mobile homes and single-family homeowners with insufficient equity to accommodate a loan.
Learn more about Contra Costa County's program on their Frequently Asked Questions page.
Download a Request for Service form in English – Español – Tagalog – 繁體中文 - 简体中文 – Tiếng Việt - Hindi.
Required Documentation
- Photo IDs and Proof of Legal Residency for all Applicants
- Copy of Certificate of Title
- Proof of occupancy (including space lease agreement if in a mobile home)
- Copy of Homeowner’s Insurance Policy
- Income documentation for all household members 18 years of age and older
Requirements
To qualify for the program you must:
- Own and live in a home in Contra Costa County's urban county area, which excludes Pittsburg, Antioch, Concord, and Walnut Creek.
- Visit the webpages for the city-operated programs in Pittsburg.
- Visit the Habitat webpages for programs available in Antioch, Concord, and Walnut Creek.
- Single family homes may qualify for a grant or loan; mobile homes are only eligible for grant funds.
- Assets no more than $100,000 for seniors 62 and older, no more than $50,000 if under age 62 (Any savings, investments, 401K, Roth IRA, Etc. total $50,000. The home's value is not counted as an asset.)
- Household income less than 80% Area Median Income. Income is calculated by number of household members, excluding full time caregivers. Current maximum income limits are:
County | 1 person | 2 People | 3 People | 4 People | 5 People | 6 people | 7 People | 8 People |
---|---|---|---|---|---|---|---|---|
Alameda |
$78,550 |
$89,750 |
$100,950 |
$112,150 |
$121,150 |
$130,100 |
$139,100 |
$148,050 |
Contra Costa |
$78,550 |
$89,750 |
$100,950 |
$112,150 |
$121,150 |
$130,100 |
$139,100 |
$148,050 |
Santa Clara |
$96,000 |
$109,700 |
$123,400 |
$137,100 |
$148,100 |
$159,050 |
$170,050 |
$181,000 |
For more information:
Call 510-803-3388
Email HomeRepair@HabitatEBSV.org
Call 510-803-3388 to arrange accommodations, or Dial 800-735-2929 for TTY/TDD services
Additional Resources
Click here to visit the City of Concord Housing Division Webpage.
THE HOME REPAIR APPLICATION PROCESS
-
1Request for
Service -
2Habitat
Follow Up -
3Inspection
REQUEST FOR SERVICE
Submit a Request for Service form online or by mail below. This request is your opportunity to tell us about yourself and your home repair needs.
Habitat follow up
Once we receive your Request for Service, Habitat will review your submission and contact you with further questions or requests for more information and required documentation.
Inspection
After your request has been reviewed by Habitat, a professional contractor will visit your home to inspect requested repairs and create a plan to complete the repairs,