Contra Costa County

Repairs

Habitat for Humanity East Bay/Silicon Valley has partnered with Contra Costa County’s Neighborhood Preservation Program (NPP) to offer home repair grants and loans up to $70,000 to low income homeowners. Mobile homes are only eligible for grants. Single-family homeowners may receive a grant only if they do not have sufficient equity in their home, and will otherwise be recommended for an affordable loan.

Habitat makes repairs that directly impact a homeowner’s health, safety, and quality of life. Eligible repairs in this jurisdiction include but are not limited to:

A limited number of home repair grants are available. Repair assessments are made by Habitat staff to determine the scope of work and funding needed for a given property.

Loans will be made up to $70,000. Loans have a simple 1% interest rate and can be on either a 15 year term with monthly payments (amortized), or a 30 year term without monthly payments (deferred). Homeowners do not pay back grants. Loan type is determined by a household’s financial situation. Grants are only available to owners of mobile homes and single-family homeowners with insufficient equity to accommodate a loan.

Learn more about Contra Costa County's program on their Frequently Asked Questions page. Download a Request for Service form in English – Español – Tagalog – 繁體中文 - 简体中文 – Tiếng Việt - Hindi.

Qualifications

Own and live in a home in Contra Costa County's urban county area, which excludes Pittsburg, Antioch, Concord, and Walnut Creek.
- Visit the webpages for the city-operated programs in Pittsburg.
- Visit the Habitat webpages for programs available in Antioch, Concord, and Walnut Creek.
Single family homes may qualify for a grant or loan; mobile homes are only eligible for grant funds.
Assets no more than $100,000 for seniors 62 and older, no more than $50,000 if under age 62 (Any savings, investments, 401K, Roth IRA, Etc. total $50,000. The home's value is not counted as an asset.)
Household income less than 80% Area Median Income. Income is calculated by number of household members, excluding full time caregivers. Current maximum income limits are:

County	1 person	2 People	3 People	4 People	5 People	6 people	7 People	8 People
Alameda	$74,200	$84,800	$95,400	$106,000	$114,500	$123,000	$131,450	$139,950
Contra Costa	$74,200	$84,800	$95,400	$106,000	$114,500	$123,000	$131,450	$139,950
Santa Clara	$92,250	$105,400	$118,600	$131,750	$142,300	$152,850	$163,400	$173,950

Repairs

Eligible Repairs

Required Documentation

Funding Provided

Qualifications

Additional Resources

A Sincere Thank You To Our Sponsors