Fremont

Repairs

Habitat for Humanity East Bay/Silicon Valley offers two programs in Fremont to make repairs that directly impact a homeowner’s health, safety and quality of life.

In partnership with the City of Fremont grants and loans are available for up to $15,000. Emergency & Minor Repair grants up to $5,000 are available for single family and mobile home owners.

For projects over $15,000, Habitat administers the Renew Alameda County program, funded by Measure A1 Bond funds. Renew Alameda County (Renew AC) empowers low-income homeowners to remain safely in their homes. The program provides affordable, low-interest deferred payment loans to qualified homeowners. To learn more and apply, visit RenewAC.org.

These loans will be used for home improvement projects that help create a safe and comfortable home. The program is administered by Alameda County with funding provided by Alameda County taxpayers who approved the Measure A1 Housing Bond in November 2016. While the program is an Alameda County Housing & Community Development initiative, the program is operated by Habitat for Humanity East Bay/Silicon Valley.

Repair assessments are made to determine the scope of work and funding.

In your city, Emergency & Minor Repair grants up to $5,000 are available for single family and mobile home owners. Forgivable, zero-interest loans of up to $20,000 are also available for mobile home owners

Loan Terms

Homeowners with income of up to 50% AMI are required to make a one-time payment of $50 toward the total cost of the repair. Homeowners with income between 51% and 80% of AMI are required to make a one-time payment of $100 toward the total cost of the repair.

Repairs are funded by a loan for the remaining costs less a one-time $200 payment in an amount up to $25,000. The loan will be secured through the California Department of Housing and Community Development by filing an HCD-480 lien.

The loan is a no interest, no payment loan for 20 years. After the first 10 years of the loan term 10% of the loan amount will be forgiven each year. After 20 years, you owe nothing.

County	1 person	2 People	3 People	4 People	5 People	6 people	7 People	8 People
Alameda	$69,000	$78,850	$88,700	$98,550	$106,450	$114,350	$122,250	$130,100
Contra Costa	$69,000	$78,850	$88,700	$98,550	$106,450	$114,350	$122,250	$130,100
Santa Clara	$72,750	$83,150	$93,550	$103,900	$112,250	$120,550	$128,850	$137,150

County

1 person

2 People

3 People

4 People

5 People

6 people

7 People

8 People

Alameda

$69,000

$78,850

$88,700

$98,550

$106,450

$114,350

$122,250

$130,100

Contra Costa

$69,000

$78,850

$88,700

$98,550

$106,450

$114,350

$122,250

$130,100

Santa Clara

$72,750

$83,150

$93,550

$103,900

$112,250

$120,550

$128,850

$137,150

Partnership Requirements

Homeowners with income of up to 50% AMI are required to make a one-time payment of $50 toward the total cost of the repair. Homeowners with income between 51% and 80% of AMI are required to make a one-time payment of $100 toward the total cost of the repair.
You must be willing to partner with our Home Repair and Construction staff. Habitat’s “sweat equity” requirements asks the homeowner to contribute toward to the competition of Habitat’s work on his or her home. Sweat equity can include time spent helping with the construction of your home (if physically able) or being a cooperative and gracious partner who is a welcoming host to the Habitat volunteers and staff.

For more information:
Call 510-803-3388
Email HomeRepair@HabitatEBSV.org
Call 510-803-3388 to arrange accommodations, or Dial 800-735-2929 for TTY/TDD services

Alameda County offers low-interest Rehabilitation Loans of up to $60,000 to qualified Fremont homeowners. Click here for more information.

Click here to visit the City of Fremont Housing Division