Mobile Home Repair
loans for for Mobile homes
Avoid waitlists and costly emergencies down the line by making repairs to your mobile home now with Habitat for Humanity and Rebuilding Together.
Forgivable loans are available on a first-come, first served basis to homeowners whose mobile homes are in need of major repairs. These loans have 0% interest with a 20-year term. After the first 10 years of the loan term, 10% of the loan amount will be forgiven each subsequent year, until it’s completely forgiven at year 20.

Eligible Repairs
- Plumbing
- Foundation
- Windows and Doors
- Flooring
- Roof Repair/Replacement
- Exterior/Interior Painting
- Minor Electrical
- Heating & Cooling
- Accessibility Upgrades
- Water Heaters
- Lead Abatement
- Appliances
Requirements
Requirements
To qualify for the program you must:
- Own your mobile home.
- Live in your mobile home.
- The Loan to Value Ratio of all loans secured by the mobile home, including the value of the loan through this program, cannot exceed 105% of the value of the mobile home.
- Earn no more than the maximum income for your household size, in chart below.
Required Documentation
- Photo IDs and Proof of Legal Residency for all Applicants
- Copy of Certificate of Title
- Proof of occupancy (including space lease agreement if in a mobile home)
- Copy of Homeowner’s Insurance Policy
- Income documentation for all household members 18 years of age and older
County | 1 person | 2 People | 3 People | 4 People | 5 People | 6 people | 7 People | 8 People |
---|---|---|---|---|---|---|---|---|
Alameda |
$87,550 |
$100,050 |
$112,550 |
$125,050 |
$135,100 |
$145,100 |
$155,100 |
$165,100 |
Santa Clara |
$111,700 |
$127,650 |
$143,600 |
$159,550 |
$172,350 |
$185,100 |
$197,850 |
$210,650 |
Contra Costa |
$87,550 |
$100,050 |
$112,550 |
$125,050 |
$135,100 |
$145,100 |
$155,100 |
$165,100 |
GET STARTED
Find Services in your area
Do you live in
Contra Costa County
Please contact Rebuilding Together East Bay Network to learn more about the program and the application process.
Do you live in
Santa Clara County
Please contact Rebuilding Together Silicon ValleyNetwork to learn more about the program and the application process.

"I say “home is where your heart is.” Because my father doesn’t have wind blowing through his siding, his home is secure and he has a better place to hang his heart. From my family to yours, thank you for this opportunity and thank you, Veterans, for your service."
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Additional Questions?
Are you a homeowner in Alameda, Contra Costa, or Santa Clara county, California?
Complete the form below to reach a
member of our Home Preservation team to learn more.
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Events
-
Home Repair Orientation
Tuesday, October 14 1 p.m.
Learn how to apply for the Habitat for Humanity Home Repair Program.
-
Home Repair Orientation
Tuesday, November 11 1 p.m.
Learn how to apply for the Habitat for Humanity Home Repair Program.
-
Home Repair Orientation
Tuesday, December 9 1 p.m.
Learn how to apply for the Habitat for Humanity Home Repair Program.
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