Mobile Home Repair

Keeping Homeowners Safe and Healthy in Their Homes

loans for for Mobile homes

Avoid waitlists and costly emergencies down the line by making repairs to your mobile home now with Habitat for Humanity and Rebuilding Together.

Forgivable loans are available on a first-come, first served basis to homeowners whose mobile homes are in need of major repairs. These loans have 0% interest with a 20-year term. After the first 10 years of the loan term, 10% of the loan amount will be forgiven each subsequent year, until it’s completely forgiven at year 20.

Mobile Home Repair - HabitatEBSV.org  - 675 x 475

Eligible Repairs

  • Plumbing
  • Foundation
  • Windows and Doors
  • Flooring
  • Roof Repair/Replacement
  • Exterior/Interior Painting
  • Minor Electrical
  • Heating & Cooling
  • Accessibility Upgrades
  • Water Heaters
  • Lead Abatement
  • Appliances

Requirements

Repair assessments are made by Rebuilding Together or Habitat staff to determine the scope of work and funding needed.
Requirements

To qualify for the program you must:

  • Own your mobile home. 
  • Live in your mobile home. 
  • The Loan to Value Ratio of all loans secured by the mobile home, including the value of the loan through this program, cannot exceed 105% of the value of the mobile home. 
  • Earn no more than the maximum income for your household size, in chart below.
Required Documentation
  • Photo IDs and Proof of Legal Residency for all Applicants
  • Copy of Certificate of Title 
  • Proof of occupancy (including space lease agreement if in a mobile home)
  • Copy of Homeowner’s Insurance Policy
  • Income documentation for all household members 18 years of age and older 
County 1 person 2 People 3 People 4 People 5 People 6 people 7 People 8 People
Alameda

$87,550

$100,050

$112,550

$125,050

$135,100

$145,100

$155,100

$165,100

Santa Clara

$111,700

$127,650

$143,600

$159,550

$172,350

$185,100

$197,850

$210,650

Contra Costa

$87,550

$100,050

$112,550

$125,050

$135,100

$145,100

$155,100

$165,100

GET STARTED

Find Services in your area

Mobile home repairs currently available in Alameda, Contra Costa, and Santa Clara counties.

Do you live in

Contra Costa County

Please contact Rebuilding Together East Bay Network to learn more about the program and the application process.  

Do you live in

Alameda County

Homeowners in Alameda County will work directly with Habitat for Humanity to complete a loan application. 

Do you live in

Santa Clara County

Please contact Rebuilding Together Silicon ValleyNetwork to learn more about the program and the application process.  

Do you live in

San Jose

Homeowners in San Jose will work directly with Habitat for Humanity to complete a loan application. 

home repair

"I say “home is where your heart is.” Because my father doesn’t have wind blowing through his siding, his home is secure and he has a better place to hang his heart. From my family to yours, thank you for this opportunity and thank you, Veterans, for your service."

Carolyn, daughter of Home Repair Homeowner

Contact us

Additional Questions?

Are you a homeowner in Alameda, Contra Costa, or Santa Clara county, California?

Complete the form below to reach a
member of our Home Preservation team to learn more.

Events

  1. Home Repair Orientation

    Tuesday, October 14 1 p.m.

    Learn how to apply for the Habitat for Humanity Home Repair Program.

  2. Home Repair Orientation

    Tuesday, November 11 1 p.m.

    Learn how to apply for the Habitat for Humanity Home Repair Program.

  3. Home Repair Orientation

    Tuesday, December 9 1 p.m.

    Learn how to apply for the Habitat for Humanity Home Repair Program.

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