Habitat Home Repairs in
Walnut Creek
Home Repairs Made Affordable
Habitat for Humanity East Bay/Silicon Valley offers several programs in Walnut Creek to make home repairs affordable.
Habitat partners with the City of Walnut Creek to offer home repair grants and loans to low-income homeowners--mobile homes included. We make repairs that directly impact a homeowner’s health, safety and quality of life.
Don't live in Walnut Creek?
Sorry, we aren't currently offering repairs in your city. Please fill out the inquiry form below to be notified when services become available in your community.
THE HOME REPAIR APPLICATION PROCESS
-
1Request for
Service -
2Habitat
Follow Up -
3Inspection
Request for Service
Submit a Request for Service form online or by mail below. This request is your opportunity to tell us about yourself and your home repair needs.
Habitat follow up
Once we receive your Request for Service, Habitat will review your submission and contact you with further questions or requests for more information and required documentation.
Inspection
After your request has been reviewed by Habitat, a professional contractor will visit your home to inspect requested repairs and create a plan to complete the repairs,
Eligible Repairs
- Roofs
- Stairs & Porches
- Exterior Siding
- Water Heaters
- Painting
- Plumbing
- Electrical
- Heating
- Cooling
- Flooring
- Accessibility Upgrades
- Ramps
- Windows
- Grab Bars
- and much more!
Types of Funding
Minor Home Repair Grants
A limited number of repair grants are available, which cost the homeowner nothing. Grants may be approved for health and safety problems only. Common uses for the grant program are replacing water heaters, and minor plumbing or electrical repairs.
Loans for Mobile Homes
Loans are available for mobile homes in need of major repairs. These loans have 0% interest with a 20-year term. After the first 10 years of the loan term, 10% of the loan amount will be forgiven each subsequent year, until it’s completely forgiven at year 20.
Major Home Repair Loans
For major repairs, loans up to $65,000 are available. These affordable loans have 1% simple interest with a 15-year term. Seniors (62+) and disabled homeowners may opt not to make monthly payments, called a "deferred" loan. Mobile homes are not eligible for this loan.
Common uses for the loan program include: reroofing, sewer line replacement, termite and dry rot damage repair, furnace installation, and foundation repair.
Requirements
Requirements
To qualify for the program you must:
- Own your home. Single-family or condominiums eligible.
- Live in your home. For loans, you must live in your home throughout the duration of the loan.
- The funding must not result in total loan debt to home value ratio of more than 85% after the work is completed.
- Have no liquid assets exceeding $100,000 for applicants under age 62 and $150,000 for applicants over 62.
- Earn no more than the maximum income for your household size, per chart below. Maximum Income depends on the number of people in your household not including full-time caregivers.
Required Documentation
- Photo IDs and Proof of Legal Residency for all Applicants
- Copy of Certificate of Title
- Proof of occupancy (including space lease agreement if in a mobile home)
- Copy of Homeowner’s Insurance Policy
- Income documentation for all household members 18 years of age and older
| County | 1 person | 2 People | 3 People | 4 People | 5 People | 6 people | 7 People | 8 People |
|---|---|---|---|---|---|---|---|---|
| Alameda |
$87,550 |
$100,050 |
$112,550 |
$125,050 |
$135,100 |
$145,100 |
$155,100 |
$165,100 |
| Santa Clara |
$111,700 |
$127,650 |
$143,600 |
$159,550 |
$172,350 |
$185,100 |
$197,850 |
$210,650 |
| Contra Costa |
$87,550 |
$100,050 |
$112,550 |
$125,050 |
$135,100 |
$145,100 |
$155,100 |
$165,100 |
For more information
Call 510-803-3388
Email HomeRepair@HabitatEBSV.org
Call 510-803-3388 to arrange accommodations, or Dial 800-735-2929 for TTY/TDD services
Additional Resources
Click here to visit the City of Concord Housing Division Webpage.
